Start repaying after you have graduated
Student loan repayment begins only in two years’ time after your studies are completed.
OP’s owner-customer benefits
As an owner-customer, you can get a student loan with no service charge, provided you filed your loan application at op.fi. In addition, you will receive a discount on banking services and OP bonuses.
Apply for a loan online without handling costs
You can conveniently apply online (in Finnish) and save on the loan handling costs.
OP’s customers (in Finnish)
Many people say it’s stupid not to draw down a student loan because it’s so cheap. You’ll get a lot of benefit from the loan if you spend it wisely.
Focus on what’s most important
While studying, you do not need to work to get along financially. Our student loan enables you to focus on studies and on living your life outside of school and to take the fast track to graduation.
We can offer you a student loan at low cost and you will not have to make any repayment until you graduate. Use your student loan as you like – for example, for rent, clothes, study supplies or travelling.